Home Trust Financial
135 Lake Street South, Suite 230
Kirkland, WA 98033
off: 833-395-5626
fax: 425-955-0500
Email Us
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| Loan Info |
Purchase |
| Loan Amount |
$200,000.00 |
| Property Value |
$300,000.00 |
| Loan to Value |
66.67% |
| Occupancy |
Primary Residence |
| Property Type |
Single Family |
| Fico Score |
680 - 699 |
| Monthly Payment |
$2,207.15 |
| Loan Type |
10 Year Fixed |
| Rate |
5.625% |
| Points |
0.875% |
| APR |
5.867% |
|
Loan Fees| 802 | Loan discount points | $1,750.00 |
Lender Fees| 801 | Loan origination fee | $0.00 | | 805 | Lender's inspection fee | $0.00 | | 809 | Underwriting fee | $0.00 | | 810 | Administative fee | $0.00 | | 812 | Commitment fee | $0.00 | | 818 | Processing fee | $0.00 | | 819 | Courier/mailing fees | $0.00 | | 820 | Wire transfer fee | $0.00 | | 821 | Documentation preparation fee | $0.00 |
Third Party Fees| 803 | Appraisal | $0.00 | | 804 | Credit report | $0.00 | | 806 | Mortgage insurance application fee | $0.00 | | 807 | Assumption fee | $0.00 | | 808 | Tax service | $0.00 | | 822 | Flood certification | $0.00 |
Title Company Fees| 1101 | Settlement or closing fee | $0.00 | | 1102 | Title search fee | $0.00 | | 1103 | Title examination fee | $0.00 | | 1104 | Title insurance binder | $0.00 | | 1105 | Documentation preparation fee | $0.00 | | 1106 | Notary fees | $0.00 | | 1107 | Attorney's fees | $0.00 | | 1108 | Title insurance | $0.00 | | 1109 | Lender's coverage | $0.00 | | 1110 | Owner's coverage | $0.00 | | 1111 | Delivery/Courier service | $0.00 | | 1112 | Wiring | $0.00 | | 1113 | Environment Endorsement Fee | $0.00 |
Government Fees| 1201 | Recording fees | $0.00 | | 1202 | County tax stamps | $0.00 | | 1203 | State tax stamps | $0.00 | | 1204 | City tax stamps | $0.00 | | 1205 | Intangible taxes | $0.00 |
Lender Prepaid Items| 901 | Interest | $468.75 | | 902 | Mortgage insurance | $0.00 | | 903 | Hazard insurance | $0.00 |
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Summary
Loan Fees | $1,750.00 | Lender Fees | $0.00 | Third Party Fees | $0.00 | Title Company Fees | $0.00 | Government Fees | $0.00 | Lender Prepaid Items | $468.75 |
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Total Estimated Settlement Charges |
$2,218.75 |
Assumptions
Taxes, Insurance and MI payments and impounds are not included in this info sheet. Please apply online or call/email for a full Loan Estimate.
Disclaimer: Program availability subject to loan amount and credit approval. Until you lock your rate, APR and terms are subject to change, including rates, points, rebates and fees. Rates and APRs may vary depending on loan details, such as points, loan amount, loan-to-value, your credit, property type, and occupancy. ARM rates subject to increase or decrease during loan term. Rates and APRs for loans over 80% Loan To Value assume that an escrow account is set up for payment of property taxes, hazard insurance, mortgage insurance, and if applicable Flood Insurance. This is not an advertisement for credit as defined by paragraph 226.24 of Regulation Z. Mortgage rates change frequently, are subject to change until locked and not all borrowers will be eligible. Additional restrictions may apply. An investment property with commercial space, a high-rise condo, a property on leased land, Prior BK or Foreclosures are just a few examples of scenarios that the online quote does not account for, thus pricing may be different or programs and properties may be ineligible. Borrowers need to speak with our licensed mortgage professional to obtain the most accurate quote possible. As previously mentioned, posted rates do not constitute an offer to lend and are subject to change until locked. All loans are subject to credit approval prior to locking. |