Matthew James Testa

Loan Originator/Branch Manager - NMLS ID 1973075
Sacramento, CA NMLS ID 1761573
CALIFORNIA License/Registration: 60DBO98222

Matthew James Testa

Matthew James Testa

1220 S Street, STE 150
Sacramento, CA 95811
Sacramento Office: 646-342-8702
E-mail:


Matt Testa brings a unique resume to Home Trust. He has flown in the U.S. Air Force for almost 20 years, where he has earned a reputation for being an officer and a gentleman. He brings his military attitude to the Home Trust family, where he will guide you step by step through your journey.

When it comes to home loans, there are no “one size fits all” mortgages. 90% of loan originating is problem solving, and everyone’s situation is unique. Matt has access to a variety of wholesale lenders and a myriad of different types of loans. He will find a solution and product that is tailor made to your specific financial needs, helping you to better your financial position and setting the foundation for you to prosper in the future.

With a Business & Economics degree from the University of Florida’s Warrington School of Business, Matt understands the market trends, and can use his expertise to give you the edge you’re looking for. Let’s face it, obtaining a home loan can be stressful. Matt has plenty of experience in stressful situations, after serving in two wars and flying hundreds of combat hours. He will take the stress out of your loan experience so you can concentrate on the things that matter most.

At the end of the day, you want the best rate and the best experience and that is Matt’s promise. Ensuring you make the right choice for you and your family is his ultimate goal.