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Applying for a mortgage can be an exciting and stressful time, but nothing is worse than realizing after you start the process that your credit report has errors on it that could make the process more difficult for you. Credit report errors occur for a number of reasons, but more matter why they happen they have a negative impact on your eligibility for any future credit. It's important to stay on top of your credit report to avoid any mistakes made by the creditors and credit bureaus.

There are a huge number of reasons why you might want to look into refinancing options that are available to you. We have access to many different programs and we will help you determine if refinancing is the right option for you and your financial situation. There are several things to consider when weighing your options.

An FHA (Federal Housing Administration) loan is a loan insured against default by the FHA. In other words, the FHA guarantees that a lender won’t have to write off a loan if the borrower defaults – the FHA will pay.

Almost anybody can get an FHA loan.

Applying for a home loan is an exciting, but also a stressful time. There are so many decisions that need to be made so it is easy to get overwhelmed. That is especially true when you get a bunch of new terms thrown at you. To help you feel prepared, we have prepared a list of a few important terms that will help you throughout the process.

Here are five mortgage terms that everyone applying for a mortgage needs to know.

If you are considering whether you should purchase a home or if you should still continue to rent, there are many factors that go into your decision. You are weighing the cost of a monthly mortgage payment vs the cost of rent. You have to consider how much money you would need to come up with for a down payment or what kind of space would make the most amount of sense for you and your family.